Welcome to Heber Springs State Bank!

The Heber Springs State Bank has been in continous operation since May 1, 1919 as an independently owned community bank. Generation after generation of people in our area has depended on us for their financial needs. We have evolved over the years as a high tech, customer friendly, financial supermarket providing superior banking products to the North Central Arkansas area. We have a strong commitment of supporting the communities in which we have locations through the civic involvement of our staff.

If you are a current customer of our bank, we thank you for the privilege of serving you. Should you be considering a banking change, we would welcome the opportunity of visiting with you, in person, by telephone or by email. As a customer of HSSB there may be times when your financial needs change, when these changes occur, please allow us the opportunity to accommodate you with a suitable account or provide you with advice by customizing a loan to fit your individual or business needs. Special consideration will be given to you, our customer, to finance a home, automobile, boat, vacation or anything else. Loan applications are processed quickly and confidentially.

If you just want loan advice or to determine how much you can borrow before you go shopping, we invite you to visit one of our loan officers at any of our bank locations or email a request for us to contact you. We have a strong commitment of servicing the financial needs of our market area and hope we can be of assistance to you.


Heber Springs State Bank, Member FDIC Equal Housing Lender. Member FDIC Equal Housing Lender